Adverse credit & self employed
Do you have a history of adverse credit either historic or more recent?
At Talk Mortgage Broker in Cardiff we can potentially help you find a mortgage if you have been refused elsewhere. We have access to a number of lenders who offer mortgages to clients with a history of adverse credit.
If you have had a history of CCJ's (county court judgements), defaults, loan/ mortgage arrears or even bankruptcy we may still be able to help so please get in touch.
For first time buyers, even if you have a small deposit of 5% of the purchase price then we may still be able to find you a mortgage with the help to buy scheme.
inevitably the downside quite often to this type of mortgage does often mean that the rate and the fee's may be a little higher but we do offer no obligation quotes so it doesn't cost you to find out.
Have you had issues getting a mortgage if you are self employed?
We can source a wide rang of lenders for clients who have 1 year trading, sole trader, Limited companies or that have switch from sole trader to a limited company. We have a wealth of experience here at Talk Mortgage Broker in Cardiff and we can source the most competitive lender for you and source your maximum affordability based on your scenario.