Remortgage
When your first mortgage comes to an end it may seem the most appealing option to stay with the same lender, especially if they are offering a tempting Standard Variable Rate (SVR). However, if you are prepared to do some research then remortgaging could end up saving you a lot of money.
With Talk Mortgage Broker in Cardiff, remortgaging is made easy. We will find the lowest interest rate and couple that with the most flexible mortgage deal. The advice that we provide for your remortgage will be comprehensible, but best of all we will conduct our search from a comprehensive range of mortgages from across the market until we find a deal that you are 100% happy with.
The Finest Advice for Your Remortgage...
As long as you have built up a fair amount of equity - usually about 20% - in your property during the course of the first mortgage, undertaking further mortgage research tends to find you a much better deal.
Whilst with some lenders, the best deals can only be achieved if you have more than the minimum amount of equity, with others the undeniable strength of their schemes is that they will allow underpayments if you are experiencing financial difficulties and then an over payment when your situation allows it. This is beneficial for couples who are looking to start a family and so would like a little security in case they are suddenly faced with any additional expenses. This type of lender scheme is also beneficial to those who would prefer to over pay so as to have a debt-free retirement.
No matter what your circumstances may be Talk Mortgage Broker in Cardiff can offer you the finest remortgaging advice that caters to your needs to the utmost detail.
After all we want you to be delighted, not just satisfied, with our service.
Please note, 'finest' is quite a restricted term within the present, regulated market place. To clarify, we filter mortgage deals from a selection of lenders from across the market.